Partnership to Provide Student Loan Refinancing Options

Dentistry Today


The American Association of Endodontists (AAE) is partnering with SoFi through its SoFi at Work program to offer student loan refinancing options, including low-variable and fixed rates with terms ranging from five to 20 years, with an additional rate discount of 0.25%. Dental residents can refinance as well and pay $100 per month through the end of their residency. Parent PLUS loans can be refinanced as well. 

“The high cost of a dental or medical education is a crippling problem and threatens the future of our specialty,” said AAE president Keith V. Krell, DDS, MS, MA. “Helping with debt relief is a major ongoing initiative of the AAE, and we believe this partnership with SoFi is a big step towards that end, along with continuing to support legislation that funnels more money into dental schools so that unreasonable tuition costs can be offset.”

“People often face a hard choice between saving for retirement or paying down student debt when the answer is they should and can do both,” said Jennifer Nuckles, head of partnerships at SoFi. “Forward-thinking associations like AAE are thinking about the most meaningful ways to address these stresses and their employees’ overall financial wellness.” 

According to the AAE and SoFi, benefits include:

  • Discounts:AAE members, friends, and family receive a 0.25% rate discount upon refinancing through
  • Savings:SoFi borrowers can save thousands when they refinance to a lower rate or shorter repayment term over the life of the loan.
  • Rates:Low fixed and variable rates are available.
  • Simplicity:SoFi can refinance both federal and private student loans with an easy, online application designed to be completed quickly.
  • Perks:AAE members who refinance with SoFi also become SoFi members, which unlocks benefits including career services, unemployment protection, and member events.
  • No hidden fees:No application fees, origination fees, or prepayment penalties are involved.

The partnership joins AAE Advantage, which also includes PBHS (website design), TSYS (credit card processing), and Treloar & Heisel (financial services).

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